First Time Auto Buyer Program

Applicant must:

• Be on their current job for 12 full months.
• Be making at least $15,000 per year (Verified with paystubs & W2)
• Not have any negative credit history
• Have a down payment (SFCU can finance up to 95% of NADA Retail selling price)
• Vehicle will need to be fully insured with collision, comprehensive & liability and a deductible of $500 or less.