Spencerport Federal Credit Union
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Share Rates

Service Fees Check Reorder

Share rates effective September 30, 2017
Share certificate rates effective October 22, 2017
Rates are subject to change

Share and Certificate Products
Product Rate APY *
Share Account ($20 Minimum) .03% .03%
6 Month Certificate ($500 Minimum) .10% .10%
12 Month Certificate ($500 Minimum) .15% .15%
30 Month Certificate ($500 Minimum) .25% .25%

Money Market
Amount Rate APY *
$2,000 Minimum .05% .05%

Checking (Share Draft)
Product Rate APY *
Free Checking 0.00% 0.00%

* Annual Percentage Yield

Interest Computation for Savings Accounts
Share Dividends are calculated using the average daily balance method. This method applies a periodic rate to the average daily balance in the account each month. Dividends are credited and compounded quarterly.

Interest Computation for Savings Accounts
Share Dividends are calculated using the average daily balance method. This method applies a periodic rate to the average daily balance in the account each month. Dividends are credited and compounded quarterly.

Your actual dividends/earning on your account may be reduced by service fees.