Share Draft (Checking)

The Spencerport Federal Credit Union share draft account (checking) is available as follows:

• No monthly service charge
• No minimum balance required
• No per check charge

You receive monthly statements with your cleared checks listed in numerical order.

You can apply for overdraft privileges on your checking account by applying for an overdraft line-of-credit.

• Download the Overdraft Line-of-Credit Application (PDF).

You can also request to have your checking linked to your savings account for overdraft protection. Please ask for details.

You can use direct deposit to put money into your SFCU checking account. You can do the same with Social Security or retirement checks.