Spencerport Federal Credit Union
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If you were already an online banking user prior to our upgrade in Feb, 2017, please use your existing User ID to sign in and follow the instructions for creating an initial password. You will need to review your profile and accept disclosures to continue. If you have never used this service before, you will need to click on ‘Register” on the sign in screen. Follow the registration instructions.

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Loan Desk

Loan Rates Loan Calculator Apply Online

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General Loans
VISA Credit Cards
Loan Protection Insurance

General Loans Interest is charged only on the unpaid balance and there is no penalty for early payoff or larger payments. Loan payments may be made automatically from your Credit Union account, by mail, by our night depository, through CU-Connect, in person, via Online Bill Pay you set up elsewhere, or via ACH debits from another financial institution that we can set up for you.

Please check out our loan rates page for current rates.

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VISA Credit Cards

SFCU offers credit cards that can SAVE you money!

  • NO balance transfer fees
  • NO cash advance fees
  • No annual fee
  • Fixed Rate of Interest
  • AND... SCORECARD REWARDS which can be redeemed for merchandise and travel rewards!! Use your card for everyday purchases and watch your points add up quickly
Go to https://www.scorecardrewards.com to sign up and start shopping!
Go to https://www.ezcardinfo.com/ to make an online Visa payment.

Not a card holder yet? Click here to download an application and complete disclosure.

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Loan Protection Insurance

Life and disability insurance coverage is available at low cost to members when taking out a loan.  This insurance will make loan payments if a member is sick or otherwise disabled. In order to keep costs at a minimum, this coverage requires the member to be unable to work for 30 days before coverage begins, and will cease when the member is able to return to usual duties. This product is not insured by NCUA, not underwritten or guaranteed by NCUA, and there is no requirement to purchase as a condition of the loan.

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